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Citizens 1st Bank will NEVER request personal or account information from our customers via email

Business Checking at Citizens 1st Bank

Business Checking (Non-Personal)

  • $99 minimum opening balance
  • Fees and charges subject to account analysis - See bank for details

Deluxe Business Checking

  • $99 minimum opening balance
  • $2,000 minimum daily balance
  • $10 monthly account maintenance (if balance falls below minimum daily balance)
  • 150 items or less*
  • 25¢ per item over 150*

    *A per item fee of 25¢ will be charged for each transaction (deposit, withdrawal, check paid, automatic transfer, or payment) out of this account in excess of 150 during a statement cycle

Premium Business Checking

  • $99 minimum opening balance
  • $3,500 minimum daily balance
  • $15 monthly account maintenance (if balance falls below minimum daily balance)
  • A per item fee of 50¢ will be charged for each debit transaction (withdrawal, check paid, automatic transfer, or payment) out of this account in excess of 50 during a statement cycle and a per item fee of 25¢ will be charged for each deposited item in excess of 150 during a statement cycle

Small Business Checking

  • $99 minimum opening balance
  • No minimum daily balance
  • $15 monthly account maintenance fee (regardless of balance)
  • 150 items or less*
  • 25¢ per item over 150*

    *A per item fee of 25¢ will be charged for each transaction (deposit, withdrawal, check paid, automatic transfer, or payment) out of this account in excess of 150 during a statement cycle

    Electronic statement enrollment required when available
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About Us

Locally Owned and Operated Since 1920

We have branches located in Tyler, Nacogdoches, Rusk and Jacksonville to serve you. We have been a Bauer 5-star Rated Institution for over 130 consecutive quarters.



Local Decisions
Knowledgeable Staff
Mobile Deposit
Mobile App
Our institution is rated 5-stars by Bauer














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                  Equal Housing Lender             Member FDIC


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