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Citizens 1st Bank will NEVER request personal or account information from our customers via email

Mortgages

Citizens 1st Bank excels in working one on one with our clients, making the purchase of your home a hassle-free experience

Loan Types


  • Purchase or Refinance
  • Construction Loans
  • Construction-Permanent Loans
  • Home Improvement
  • Home Equity Loans
  • Rural Home Loans
  • Bridge Loans (purchases)
  • Personal Loan Calculator

Documentation


In most cases, all that is needed to get started is a "Uniform Standard Residential Application", your last three years tax returns, and your most recent pay stubs

Escrow


An escrow account may be established for the payment of taxes, and hazard insurance




*Contact nearest branch for details









Rates



Closing Costs


Citizens 1st Bank strives to keep closing costs low and competitive with most other banks. Our experienced mortgage loan officers will be happy to compare our closing costs with other estimates







Consumer Loans


At Citizens 1st Bank, we are committed to lending money to the markets we serve in order to meet the borrowing needs of those markets. We welcome the opportunity to discuss and assist you with your financial goals.

  • Auto Loans (new & used)
  • Boat Loans
  • RV Loans
  • Tractor Loans
  • Other Consumer Loans






Mortgage Loan Originators


Tyler

Arica Hanes - MLO #1817539
Bobby Garmon - MLO #1641910
Correen Marsh - MLO #1446392
Edward Joseph Boyd - MLO #2107264
James Perkins - MLO #684616
James Wood - MLO #684620
Kevin Garrison - MLO #684612
Kim Crawley - MLO #939282
Matthew Kyle Carpenter - MLO #878204
Randall Grooms - MLO #684613
Samantha Marika Reed - MLO #2129961
Silvia Trejo - MLO #1658482
Tamara Bourque - MLO #939287
Thomas Brent Taylor - MLO #2098740

Rusk

Amanda Gray - MLO # 939285
Charles Hassell - MLO # 684615

Nacogdoches

Chris Sidnell - MLO # 684618
Kim Luna - MLO # 684619
Murphey Gayler - MLO # 1010285
Ruben Carmona - MLO # 715297
Teresa Solis - MLO # 1771449

Download NMLS MLO List

Citizens 1st Bank NMLS ID#657618




About Us

Locally Owned and Operated Since 1920

We have branches located in Tyler, Nacogdoches, Rusk and Jacksonville to serve you. We have been a Bauer 5-star Rated Institution for over 130 consecutive quarters.



Local Decisions
Knowledgeable Staff
Mobile Deposit
Mobile App
Our institution is rated 5-stars by Bauer














   Click graphic for more info



                  Equal Housing Lender             Member FDIC


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