Clock with money

   Certificates of Deposit

   Citizens 1st Bank offers several Certificates of Deposit and
   Jumbo Certificates. Maturities include 30 day, 91 day, 6, 12,
   18, 24, 30, 36, 48, and 60 month. Contact nearest branch for
   details.



   Individual Retirement Accounts

   Citizens 1st Bank also has a variety of Individual Retirement
   Accounts available for your retirement investment needs.

      -Traditional IRA
      -Roth IRA
      -Educational IRA
      -SEP



























Equal Housing Lender             Member FDIC